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200J0'~841 <br />BY SIGNING BELOW, B er accepts and agrees to the terms and. covenants contained in all pages of this <br />Security Instrument any -ere ecnted by Borrower and recorded with it. <br />~~ <br />ACK A RICH S N Date CAROL L RICHARDS _.._._____ <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged by JACK A RICHARDSON and CAROL L RICHARDSON, <br />before me on September ~1, 2009. In witness whereof, I hereunto t my hand d, if applicable, my official eat. <br />My commission expires: 5/10/2011 <br />CONSUMER LOAN OFFICER residing at L S A ER <br />CONSUMER LOAN OFFICER - <br />> Hall County, NE <br />Acting in the County of Hall, NE <br />~ip1,NOTARY -State of t~raska <br />1_~~ R• ~' i0, 211 <br />(Official Se ~~'~'~ <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RI~TURN TO: <br />Horne Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />1a 2004-2009 Compliance Systems, Inc. 3578-8AED - 2009.04.57 <br />Consumer Real Estate -Security Instrument DL2036 Page 5 of S www.eomplianccaystcros.com <br />