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<br />LOAN NUMBER: 0160298263
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ("Security Instrument") is made on September 2S, 2009, The grantor is JOHN C
<br />WALLACE and JANET M WALLACE, HUSBAND AND WIFE, whose address is 2921 W 13TH ST,
<br />Grand Island, Nebraska 68803 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who
<br />sign the Note. The obligations of Borrowers who did not sign the Note are explained further in the section titled
<br />Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is
<br />TierOne Bank whose address is 1235'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 ("Trustee"), The
<br />beneficiary is TierOne Bank, which is organized and existing under the laws of the United States of America and
<br />whose address is 1235 'N' St / PO Box 83009, Lincoln, Nebraska 68501 ("Lender"), JOHN C WALLACE and
<br />JANET M WALLACE owe Lender the principal sum of Thirty-six Thousand Seven Hundred Sixty-four
<br />and 28/100 Dollars (U.S. $36,764.28), which is evidenced by the note, consumer loan agreement, or similar
<br />writing dated the same date as this Security Instrument (the "Note"), which provides for monthly payments
<br />("Periodic Payments"), with the full debt, if not paid earlier, due and payable on September 20, 2014. This
<br />Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all
<br />renewals, extensions and modifications of the Nate; (b) the payment of all other sums, with interest, advanced to
<br />protect the security of this Security Instrument under the provisions of the section titled Protection of Lender's
<br />Rights in the Property; and (c) the performance of Borrower's covenants and agreements under this Security
<br />Instrument and the Note. For this purpose, Borrower, in consideration of the debt and the trust herein created,
<br />irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located. in
<br />the COUNTY of HALL, State of Nebraska:
<br />Address: 2921 W 13TH ST, Grand Island, Nebraska 68803
<br />Legal Description: LOT ELEVEN (11), BLOCK ONE (1), IN COLONIAL ESTATES
<br />SUBDIVISION, IN THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />Parcel ID/Sidwcll Number: 400035723
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property, All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the tight to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record..
<br />Borrower and Lender covenant and agree as follows:
<br />,~l p 3
<br />® 2004-2009 Campliem:e Systems, Inc. A917-47AE - 2009,05.350
<br />Consumer Reel Estate - Sec~rrity In&tmment DL2036 page 1 of S www.compliancesystems.cam
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