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C <br />m [7 <br />�7 <br />C m <br />N_ <br />m <br />Z <br />n ®y <br />`° <br />(D <br />C=) IZ�P1 <br />M, <br />1=n to <br />r <br />CJ] <br />rY <br />A <br />x —' <br />ry 7C7 <br />C4 <br />, <br />m <br />CO <br />1- <br />en <br />X <br />©o <br />T, <br />co Z <br />i <br />+uL".ro <br />b <br />C/? <br />Go M <br />> <br />14-+ <br />On Z <br />[Space Above This Line for Recording Data] <br />State <br />of Nebraska DEED OF TRUST <br />FHA Case No. <br />321- 2754075 -703 703 <br />MIN: 100416700008393382 <br />O <br />THIS DEED OF TRUST ( "Security Instrument ") is made on <br />September 25th <br />2009 <br />The trustor <br />is Brad R Wentzlaff and Mary E Wentzlaff, husband and wife <br />( "Borrower "). <br />The trustee is CharterWest National Bank <br />( "Trustee "). The beneficiary is Mortgage Electronic <br />Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as hereinafter defined, and Lender's <br />successors and assigns). MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of PO Box 2026, Flint, MI 45801 -2026, tel. (888) 679 -MERS. <br />CharterWest National Bank <br />which is organized and existing under the laws of the State of Nebraska and whose address is <br />714 N Diers Avenue Grand Island, NE 68803 ( "Lender "). <br />Borrower owes Lender the principal sum of One Hundred Thirty One Thousand Three Hundred Twenty <br />Six and 00 /100 Dollars (U.S. $ 131,326.00 ). This debt is <br />evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for <br />monthly payments, with the full debt, if not paid earlier, due and payable on October 01, 2039 <br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with <br />interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with <br />interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the <br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this <br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following <br />described property located in Hall County, Nebraska: <br />Lot Five (5), Block Seven (7) in Parkhill Second Subdivision, an addition to the City of Grand Island, <br />Hall County, Nebraska. <br />which has the address of 2303 W Oklahoma Ave <br />Grand Island <br />[City] <br />[Street] <br />Nebraska 68803 ( "Property Address "); <br />[Zip Code] <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all <br />easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and <br />additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security <br />Instrument as the "Property ". Borrower understands and agrees that MERS holds only legal title to the <br />interests granted by Borrower in this Security Instrument; but, if necessary to comply with law or custom, <br />MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of <br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any <br />action required of Lender including, but not limited to, releasing or canceling this Security Instrument. <br />16256.CV (11/07) 903136 Pagel of5 <br />Return To: &/- <br />CharterWest National Bank G01-0(0000330) <br />714 N Diers Avenue <br />Grand Island, NE 68803 <br />