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<br /> P =0 Q~c <br /> Qi1 <br /> :- m (II <br /> ~ c: n x j"........:') ~ <br /> Z C:::) 0 en <br /> t'l '" ,':....~...:..."'J a <br /> n c ('"..J.-l 0 .~.I <br /> :t: c= J:> N <br />N I m l;; ~ C:::J ~., it <br />G Recording Return To: n 00 I" ._:-'-::" ....~,~ I"~ <br /> --1 a <br />\Sl ,.. :c ---; ......< <br />CJ"1 . -". 0 G:' <br />....... T FRANKLIN 8 f--" L> ~f.' <br />\Sl co --I " (Jl <br />w ECURITY CONNECTIONS :r <br />Q:) INTERNATIONAL WAY ;;''',.0'1 ~ <br /> ~ 'i'; -w ~:.,~ " r <br />~ " r-'" <br /> o FALLS, ID 83402 r"~' ., ::3 ,-"." C) <br /> r:~':~f r :!~.... <br /> r.n ,', (jl c...v <br /> ." -::: ;:><; <br /> (' 1... co <br /> C) .......................... <br /> ~ ~ ....c <br /> (f) 2 <br /> 0 <br /> <br /> <br /> <br />[Space Above This Line For Recording Datal <br /> <br />DEED OF TRUST <br /> <br />c<:J <br /> <br />DEFINITIONS <br /> <br />C- <br />_/ <br />o <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18,20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated October 18, 2005 , together with all <br />Riders to this document <br />(B) "Borrower" is RONALD E FLETCHER and VIRGINIA M FLETCHER, HUSBAND AND WIFE <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is FIRST FRANKLIN A DIVISION OF NAT. CITY BANK OF IN <br />Lender is a National Association <br />the laws of United States of America <br />21504lJNORTH FI~ST STREET, SAN JOSE, California 95131 <br /> <br /> <br />~\ '" . Lender is the benefici~ under this Security Instrument. <br />(D) ,- rustee'Vis @"~~;K.~ TICOR TITLE INSURANCE CO." ANY <br /> <br />organized and existing under <br />. Lender's address is <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated October 18, 2005 . The Note <br />states that Borrower owes Lender Ninety Five Thousand and no/100 <br />Dollars (U.S. $ 95,000.00 ) plus interest Borrower has promised <br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than November 01, 2035 <br />(F) "Property" means the property that is described below under the heading ''Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders arc to be <br />executed by Borrower [check box as applicable]: <br /> <br />[X] Adjustable Rate Rider <br /> <br />D Condominium Rider <br /> <br />D Second Home Rider <br /> <br />D Balloon Rider <br /> <br />D Planned Unit Development Rider <br /> <br />[X] Other(s) [specify] Prepay Rider <br /> <br />D 1-4 Family Rider <br /> <br />D Biweekly Payment Rider <br /> <br />NEBRASKA-Single Family-Fannie Mae/l<'reddle Mac UNIFORM INSTRUMENT <br />ITEM 1915L1 (0011) MFNE3111 (Page J of 1/ pages) <br /> <br />Form 3028 1/01 <br />4000528656 GREATLAND. <br />To Order Call: 1.800.530.93930 Fax: 616-79H 131 <br />