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<br /> [Space Above This .Line for Recording Data]
<br /> State of Nebraska DEED OF TRUST FHA Case No.
<br /> 321-2735966-703 703
<br /> MiN:100416700008239015
<br /> THIS DEED OF TRUST ("Security Instrument") is made on August 25th 2009
<br /> The trustor is R an E Zuelow and Andrea L Zuelow, husband and wife
<br /> ("Borrower").
<br /> The trustee is CharterWest National Bank
<br />("Trustee"). The beneficiary is Mortgage Electronic
<br />Registration Systems, inc. ("HERS") (solely as nominee for Lender, as hereinafter defined, and Lender's
<br />successors and assigns). MFRS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of PO Box 2026, Flint, MI 45801-2026, tel. (888) 679-HERS.
<br />CharterWest National Bank
<br />which is organized and existing under the laws of the State of Nebraska ,and whose address is
<br />714 N Diers Avenue Grand Island, NE 68803 ("bender").
<br />Borrower owes Lender the principal sum of One Hundred Twelve Thousand Four Hundred Thirty Three
<br />and 00/100 Dollars (U.S. $112,433.00 ). This debt is
<br />evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for
<br />monthly payments, with the full debt, if not paid earlier, due and payable on September Ol, 2029
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with
<br />interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with
<br />interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this
<br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following
<br />described property located in Hall County, Nebraska:
<br />Lot Faur (4), Block Four (4), Cunningham Subdivision, an Addition to the City of Grand Island, Hall
<br />County, Nebraska.
<br />which has the address of 1511 N Taylor Ave
<br />Grand Island ,Nebraska 68803
<br />[City] [Zip Code]
<br />[Street]
<br />("Property Address");
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<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all
<br />easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and
<br />additions shall also be covered by this Security instrument. All of the foregoing is referred to in this Security
<br />Instrument as the "Property". Borrower understands and agrees that HERS holds only legal title to the
<br />interests granted by Borrower, in this Security Instrument; but, if necessary to comply with law or custom,
<br />HERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of
<br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any
<br />action required of bender including, but not limited to, releasing or canceling this Security Mstrument.
<br />1G25G.CV (I I/07) 903075 Page 1 of5
<br />Return To:
<br />CharterWest National Bauk
<br />714 N Diers Avenue
<br />Grand Island, NE 68$03
<br />^~_ } ~
<br />GOTO(OpOdl4e1)
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