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200907227 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrume t and in any Rider executed by Borrower and recorded with it. <br />lip - ~ _r y /I ~~~ ~Q <br />DYE {RAFT Date SANDRA KRAFT Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The for oin ins a as acknowledged by RANDY E KRAFT and SANDRA KRAFT, before me on <br />_ ~_ . In witness wher f, I hereunto set my hand and, if applicable, my official <br />seal. ~ ~ <br />4 <br />My commission expires: 5/10/2011 <br />CONSUMER LOAN OFFICER residing at ~ A MAYER <br />ONSUMER LOAN OFF <br />> Ha{1 Caunty, NE <br />Acting in the County of Hal{, NE <br />GFNEAAL NQTARY - Stale of Nedrria>w <br />LISA R. MAYEFi <br />(Official Se ` ~ Canny ~ Mar 10, 2011 <br />THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO: <br />Horne Federal Savings & Loan Association of Home Federal Savings & Loan Association of <br />Grand Island Grand Island <br />221 South Locust Street 221 South Locust Street <br />Grand Island, NE 68801 Grand Island, NE b8801 <br />®2004.2009 Compliance Systems, Inc. 3578-5336 - 2009.04.37 <br />Consumer Real Estate -Security Instrument DL2036 Page 5 of 5 www.compliancesystema.com <br />