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200502001
<br />Lender is a Corporation organized and existing under the laws of
<br />THE STATE OF NEBRASKA Lender's address is 643 S. 25TH STREET, #6,
<br />LINCOLN, NE 68510
<br />(D) "Trustee" is TICOR TITLE INSURANCE COMPANY
<br />(E) "HERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as
<br />a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument.
<br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026,
<br />Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated March 7, 2005
<br />The Note states that Borrower owes Lender fifty three thousand four hundred and NO /100ths
<br />Dollars (U.S. $ 53, 400.00 )
<br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later
<br />than April 1, 2035
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(IT) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to
<br />be executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑
<br />❑ Balloon Rider ❑
<br />❑ 1 -4 Family Rider ❑
<br />❑ Other(s) [specify]
<br />Condominium Rider
<br />Planned Unit Development Rider
<br />Revocable Trust Rider
<br />❑ Second Home Rider
<br />❑ Biweekly Payment Rider
<br />(.n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions.
<br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that
<br />are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or
<br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape
<br />so as to order, instruct, or authorize a fmancial institution to debit or credit an account. Such term includes, but is not limited
<br />to, point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and
<br />automated clearinghouse transfers.
<br />(M) "Escrow Items" means those items that are described in Section 3.
<br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third
<br />party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of,
<br />LOAN NUMBER: 3037319 Initials:.
<br />Nebraska Deed of Trust - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT MERS Modified Form 3028 01/01
<br />—THE COMPLIANCE SOURCE, INC.— Page 2 of 13 14301NE 08/00
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