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~~~ <br />I~ ^ - , <br />~~ ~ rn~~' ~ ~~ c <br />cQ = ~ o C7 <br />~ ~~ ~ ~, o rv c~ ~, <br />~~ ) -~, too „ ~ c.o~ <br />~~. m ~. Czt <br />~ ' m ~ r ~ ~1a <br />~' r. ~ ~~ <br />~ ~ <br />~I~ cn <br />~~ ca n ~ <br />cn Z <br />__ _ - o <br />Return To: <br />Home Federal Savings and Loan Association of Grand Island <br />221 South Locust St <br />Grand Island, NE 6$$01 <br />Prepared By: ~~ <br />Home Federal Savings and Loan Association of Grand Island y (~ <br />221 South Locust St ~ <br />Grand Island, NE 6$$01 <br />----•••-~--[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated August 24, 2009 , <br />together with all Riders to this document. <br />(B) "Borrower" is John R Higgins, Jr and Karen M Higgins, Husband and Wife <br />$orrower is the trustor under this Security Instrument. <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFQRM INSTRUMENT Form 302$ 1/09 <br />-6)NE) loaf u <br />Page 1 of 15 Initials' <br />VMP Mprtgage Solutions. Inc. <br /> <br />