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<br />(C) "Lender" is Freedom Mortgage Corporation
<br />Lender Is a Corporat~.on
<br />organized and existing under the laws of The Sf;ate of New Jersey
<br />Lender's address is 907 Pleasant Valley Av Ste 3, Mount Laurel, NJ 08054
<br />(D) "Trustee" is GARY D BYRNE, a member of the Nebraska State Bar Association
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is
<br />acting solely as a nominee far Lender and Lender's successors and assigns. MERS is the beneficiary
<br />under this Security Instrument. MERS is organized and existing tinder the laws of Delaware, and has an
<br />address and telephone number of F.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated August 25, 2009
<br />The Note states that Borrower owes Lender sixty Nine Thousand Four Hundred Sixty
<br />Two and 00/100 Dollars
<br />(I7.S. $ 69, 4 62.00 )plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later t}tan September 1, 2039
<br />(U) "Property" means the property that is described below tinder the heading "Transfer of Rights in the
<br />Property."
<br />(H) "Loan" means khe debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under this Security htstrurnent, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower, The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />~ Adjustable Rate Rider [~ Condnminitun Rider [~ Second Hame Rider
<br />[~ Balloon Rifler ^ Planned Unit Development Rider [~ 1-4 Family Rider
<br />0 VA Rider ~ Biweekly Payment Rider 0 Other(s) [specify]
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final,
<br />non-appealable judicial opinions.
<br />(K) "Community Association ]7ues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association or similar organization.
<br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by
<br />check, draft, ar similar paper instrument, which is initiated through an electronic terminal, telephonic
<br />instrument, computer, ar magnetic tape so as to order, instruct, ar authorize a financial institution to debit
<br />or credit an account. Such term includes, but is oat limited to, point-of-sale transfers, automated teller
<br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers,
<br />(M) "Escrow Items" means those itetns that are described in Section 3.
<br />(~ "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) far: (i)
<br />damage to, or destruction af, the Property; (ii) condemnation or other taking of all or any part of the
<br />Property; (iii) conveyance in lieu of condernnatinn; or (iv) misrepresentations of, or omissions as to, the
<br />value and/or condition of the Property.
<br />(O) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />65356592 0083525923
<br />NFk3t~ASKA -Single Family -Fannie Mae/Freddle Mac UNIFOtY6A IN8TFtUMFNT WI7F~A~ER8
<br />-6A(N~ (9910) , Page Y of 15 trnna)s: (~)~~---- f=orm 3028 1/D1
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