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200501968 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />18325229 <br />(Seal) <br />SHAWN A WHEELER - Borrower <br />16- A .0i I L'J"_ <br />L)dl T by )C- — (Seal) <br />ANGELA 0 WHEELER - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />18325229 <br />40- 6A(NE) (0407) Page 14 of 15 Form 3028 1101 <br />T <br />