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2ooso7o2s <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />-Borrower <br />(Seal) <br />-Rarrawer <br />(Seal) <br />-Harrower <br />~. (Seal) <br />-Roma wer <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />0110297057 <br />(Seal) <br />H HUYNH GUY -Borrower <br />a ! 'I (Seal) <br />HAI V PHAM -Borrower <br />-B(NE) ~oao~~.oz Page 14 of 15 Form 3028 1/p1 <br />