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<br />20050191'7
<br />Space Above This Line For Recording Data
<br />REAL ESTATE DEED OF TRUST
<br />(With Future Advance Clause)
<br />Construction Security Agreement
<br />0 Master form recorded by -- ..__ - _ .. - - - - - - --- - - - - -. - - -- ----- - - - - -- ----------- - - - -- ------ - - - - --
<br />1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is Feb__25,__2005_______ ______
<br />and the parties, their addresses and tax identification numbers, if required, are as follows:
<br />TRUSTOR: Sheila J Alder, a single person
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<br />320 S. Eddy St.
<br />Grand Island, NE 68801
<br />El If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and
<br />acknowledgments.
<br />TRUSTEE:
<br />Union Bank and
<br />PO Box 5166
<br />Grand Island,
<br />Trust Company
<br />NE 68802
<br />BENEFICIARY:
<br />Union Bank and Trust Company -Grand Island
<br />2008 North Webb Road Grand Island, NE 68803
<br />1. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is ackr_owledged, and to
<br />secure the Secured Debt (defined below) and Trustor' s performance under this Security Instrument, Trustor irrevocably
<br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described
<br />property:
<br />Lot Eight (8), in Block One Hundred Thirty (130), in Koenig & Wiebe's Addition to
<br />the City of Grand Island, Hall County, Nebraska.
<br />The property is located in -- ------------------------- - - - --- Hall----------------------------- - - - - -- at 320--- S-.-- Eddy --St.
<br />(County)
<br />— ° ----- - - - - -- --- Grand --- Island--------- - - - - - -- ) Nebraska - - - - - -- 68801-------- -
<br />(Address) (City) (ZIP Code)
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian
<br />rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may
<br />now, or at any time in the future, be part of the real estate described above (all referred to as "Property").
<br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time
<br />shall not exceed $ $20,000.00 _ . This limitation of amount does not include interest and other
<br />fees and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made
<br />under the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants
<br />contained in this Security Instrument.
<br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows:
<br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(ies) or other evidence of debt
<br />described below and all their extensions, renewals, modifications or substitutions. (You must specifically identify
<br />the debt(s) secured and you should include the final maturity date of such debt(s).)
<br />EQUITY LINE OF CREDIT NOTE #1018020 IN THE AMOUNT OF $10,000.00 AND MATURING
<br />ON 02/25/2008
<br />NEBRASKA - HOM E EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE) (page 1 of 4)
<br />�M Q 1994 Bankers Systems, Inc., St. Cloud, MN Form OCP- REDT -NE 1/30/2002
<br />(M- C465(NE) (0301) VMP MORTGAGE FORMS - (800)521-7291 Loan Number AT20
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