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( "Borrower "). The trustee is Arend R Baack, Attorney <br />( "Trustee "). The beneficiary is Home Federal Savings and Loan Assn of Grand Island <br />which is organized and existing under the laws of The State of Nebraska and <br />whose address is 221 South Locust St Grand Island NE 68801- <br />( "Lender "). Borrower owes Lender the principal sum of <br />EIGHTY THREE THOUSAND EIGHT HUNDRED FIFTY AND 00 /100 <br />Dollars (U.S. $83,850.00 ). <br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which <br />provides for monthly payments, with the full debt, if not paid earlier, due and payable on April 1, 2035 <br />. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the <br />FHA Nebraska Deed of Trust - 4/96 <br />11004R(NE) (0305) <br />T <br />VMP Mortgage Solutions (800)521-7291 <br />Page 1 of 8 Initials: <br />. <br />C <br />7 <br />rn to <br />n = <br />Qrn <br />n v� <br />o I> <br />o <br />Cn <br />n y <br />7C :L <br />° <br />CD <br />° <br />o� <br />� <br />� <br />n a <br />o <br />Q <br />o <br />v, <br />r <br />r n <br />t(n <br />F-A <br />C.3 <br />CO <br />00 <br />Q) <br />cn <br />p <br />O <br />Return To: <br />Home Federal Savings and Loan <br />Association <br />of Grand Island <br />221 South Locust St <br />Grand Island, NE 68801 <br />Prepared By: <br />Nancy Knapp <br />221 South Locust St <br />' <br />Grand Island, NE 68801 <br />[Space Above This Line For Recording Data] <br />- <br />-- <br />FHA Case No. <br />State of Nebraska <br />DEED OF <br />TRUST <br />321 - 2388828 <br />THIS DEED OF TRUST ( "Security <br />Instrument ") is made on March 4th, <br />2005 <br />The Trustor is RYAN A VERBA and <br />JACKIE R VERBA, <br />HUSBAND AND WIFE <br />( "Borrower "). The trustee is Arend R Baack, Attorney <br />( "Trustee "). The beneficiary is Home Federal Savings and Loan Assn of Grand Island <br />which is organized and existing under the laws of The State of Nebraska and <br />whose address is 221 South Locust St Grand Island NE 68801- <br />( "Lender "). Borrower owes Lender the principal sum of <br />EIGHTY THREE THOUSAND EIGHT HUNDRED FIFTY AND 00 /100 <br />Dollars (U.S. $83,850.00 ). <br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which <br />provides for monthly payments, with the full debt, if not paid earlier, due and payable on April 1, 2035 <br />. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the <br />FHA Nebraska Deed of Trust - 4/96 <br />11004R(NE) (0305) <br />T <br />VMP Mortgage Solutions (800)521-7291 <br />Page 1 of 8 Initials: <br />