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M <br />= D <br />a: <br />n = <br />z <br />� • <br />rn > /) <br />RECORD AND RETURN TO: <br />Z <br />N <br />EP <br />WELLS FARGO BANK, N. A. n 2 <br />rn <br />O <br />3601 MINNESOTA DRIVE, MAC: X4701 -022 <br />BLOOMINGTON, MN 55435 <br />0 <br />O <br />[Space Above This Line For Recording Data] <br />State of Nebraska FHA Case No 321- 2387113- 952/255 <br />0050592674 <br />ADJUSTABLE RATE <br />HOME EQUITY CONVERSION SECOND DEED OF TRUST <br />THIS DEED OF TRUST ( "Security Instrument" or "Second Security Instrument ") is made on <br />FEBRUARY 22, 2005 . The trustor is <br />EDWARD H EDWARDS HUSBAN AND WIFE, AS JOINT TENANTS AND ELVIRA M EDWARDS <br />whose address is 1419 ROSEMONT AVENUE, <br />GRAND ISLAND, NEBRASKA 68801 <br />JOHN S KATELMAN ESQ <br />—5-0-5-0 <br />( "Borrower "). The trustee is <br />( "Trustee "). The beneficiary <br />is the Secretary of Housing and Urban Development, whose address is 451 Seventh Street, S.W., Washington, DC <br />20410 ( "Lender" or "Secretary"). Borrower has agreed to repay to Lender amounts which Lender is obligated to <br />advance, including future advances, under the terms of a Home Equity Conversion Loan Agreement dated the <br />same date as this Security Instrument ( "Loan Agreement "). The agreement to repay is evidenced by Borrower's <br />Note dated the same date as this Security Instrument ( "Second Note "). This Security Instrument secures to <br />Lender: (a) the repayment of the debt evidenced by the Second Note, with interest at a rate subject to adjustment, <br />and all renewals, extensions and modifications of the Note, up to a maximum principal amount of <br />ONE HUNDRED FIFTY SEVEN THOUSAND FIVE HUNDRED AND 00 /100 - - - - - - - - - - - - - - - - - - - - - - <br />-------------------------------------------------------------------------------- <br />(U.S. $ 157,500.00 ); (b) the payment of all other sums, with interest, advanced under Paragraph 5 to <br />protect the security of this Security Instrument or otherwise due under the terms of this Security Instrument; and <br />(c) the performance of Borrower's covenants and agreements under this Security Instrument and the Second Note. <br />The full debt, including amounts described in (a), (b), and (c) above, if not paid earlier, is due and payable on <br />MARCH 21 , 2081 . For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with <br />power of sale, the following described property located in HALL County, Nebraska: <br />68XB : 02102 Page I of 8 <br />It <br />C-3 cn <br />o <br />C) —+ <br />� • <br />—4 <br />Z <br />N <br />� <br />rn <br />O <br />0 <br />0 -n <br />o <br />N <br />z <br />cn <br />M <br />—3 <br />M <br />..� <br />O� <br />�� <br />rn <br />U� <br />C.3 <br />(n <br />n <br />-J <br />CO <br />N <br />Cn <br />Cn <br />.Z <br />State of Nebraska FHA Case No 321- 2387113- 952/255 <br />0050592674 <br />ADJUSTABLE RATE <br />HOME EQUITY CONVERSION SECOND DEED OF TRUST <br />THIS DEED OF TRUST ( "Security Instrument" or "Second Security Instrument ") is made on <br />FEBRUARY 22, 2005 . The trustor is <br />EDWARD H EDWARDS HUSBAN AND WIFE, AS JOINT TENANTS AND ELVIRA M EDWARDS <br />whose address is 1419 ROSEMONT AVENUE, <br />GRAND ISLAND, NEBRASKA 68801 <br />JOHN S KATELMAN ESQ <br />—5-0-5-0 <br />( "Borrower "). The trustee is <br />( "Trustee "). The beneficiary <br />is the Secretary of Housing and Urban Development, whose address is 451 Seventh Street, S.W., Washington, DC <br />20410 ( "Lender" or "Secretary"). Borrower has agreed to repay to Lender amounts which Lender is obligated to <br />advance, including future advances, under the terms of a Home Equity Conversion Loan Agreement dated the <br />same date as this Security Instrument ( "Loan Agreement "). The agreement to repay is evidenced by Borrower's <br />Note dated the same date as this Security Instrument ( "Second Note "). This Security Instrument secures to <br />Lender: (a) the repayment of the debt evidenced by the Second Note, with interest at a rate subject to adjustment, <br />and all renewals, extensions and modifications of the Note, up to a maximum principal amount of <br />ONE HUNDRED FIFTY SEVEN THOUSAND FIVE HUNDRED AND 00 /100 - - - - - - - - - - - - - - - - - - - - - - <br />-------------------------------------------------------------------------------- <br />(U.S. $ 157,500.00 ); (b) the payment of all other sums, with interest, advanced under Paragraph 5 to <br />protect the security of this Security Instrument or otherwise due under the terms of this Security Instrument; and <br />(c) the performance of Borrower's covenants and agreements under this Security Instrument and the Second Note. <br />The full debt, including amounts described in (a), (b), and (c) above, if not paid earlier, is due and payable on <br />MARCH 21 , 2081 . For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with <br />power of sale, the following described property located in HALL County, Nebraska: <br />68XB : 02102 Page I of 8 <br />It <br />