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<br />LOAN NUMBER: Ol00bl1b21
<br />(Space Above This Line For Recording Data)
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ("Security Instrument") is made on July 21, 2009. The grantor is SERGIO ERIVES and
<br />ANGELICA MENDOZA DE ERNES, whose address is 1148 S GREENWICH ST, Grand Island, Nebraska
<br />6$$01-6761 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Note. The
<br />obligations of Borrowers who did not sign the Note are explained further in the section titled Successors and
<br />Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend R Baack,
<br />Attorney whose address is P.O. Box 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Home
<br />Federal Savings & Loan Assocfatlon of Grand Island, which is organized and existing under the laws of the
<br />United States of America and whose address is 221 South Locust Street, Grand Island, Nebraska b8801
<br />("Lender"). SERGIO ERNES and ANGELICA MENDOZA DE ERNES owe Lender the principal sum of
<br />Ten Thousand One Hundred Five and 00/100 Dollars (U.S. $10,105.00), which is evidenced by the note,
<br />consumer loan agreement, or similar writing dated the same date as this Security Instrument (the "Note"), which
<br />provides for periodic payments ("Feriodic Payments"), with the full debt, if not paid earlier, due and payable on
<br />January 25, 2013. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the
<br />Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums,
<br />with interest, advanced to protect the security of this Security Instrument under the provisions of the section titled
<br />Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants and agreements
<br />under this Security Instrument and the Note. For this purpose, Borrower, in consideration of the debt and the trust
<br />herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described
<br />property located in the COUNTY of HALL, state of Nebraska:
<br />Address: 1148 S GREENWICH ST, Grand Island, Nebraska b8801-6761
<br />Legal Description: PART OF LOTS ELEVEN (11) AND TWELVE (12), IN BLOCK TWO (2) IN
<br />SOTHMAN'S SUBDNISION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA,
<br />DESCRIBED A5 COMMENCING AT A POINT ON THE EASTERLY LINE OF LOT 11,
<br />RUNNING THENCE SOUTHWESTERLY ALONG A LINE PARALLEL TO THE SOUTHERLY
<br />LINE OF LOT 11, A DISTANCE OF 125 FEET TO THE WESTERLY LINE OF LOT 11,
<br />RUNNING THENCE SOUTHEASTERLY ALONG THE WESTERLY LINES OF LOTS 11 AND 12,
<br />A DISTANCE OF 50 FEET, AND RUNNING THENCE NORTHEASTERLY ALONG A LINE
<br />PARALLEL TO THE SOUTHERLY LINE OF LOT 11, A DISTANCE OF 125 FEET TO THE
<br />EASTERLY LINE OF LOT 12, AND RUNNING THENCE NORTHWESTERLY ALONG THE
<br />EASTERLY LINE OF SAH) LOTS 11 AND 12, A DISTANCE OF SO FEET TO THE POINT OF
<br />BEGINNING.
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Secured Indebtedness. The debt evidenced by the Note and which is secured by this Security Instrument is
<br />subject to the provisions of 12 CPR 226.32. Borrower acknowledges that Borrower has received the disclosures
<br />prescribed by 12 CFR 226.32 at least three business days prior to the execution of the Note and this Security
<br />Instrument, or as otherwise required by 12 CFR 226.31. Borrower and Lender further acknowledge and agree that
<br />this Security Instrument will secure additional debt subject to 12 CFR 226.32 only if Lender satisfies the necessary
<br />requirements imposed on such debt imposed by 12 CFR 226.32 and Applicable Law.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br />Note.
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<br />4J 2004-2008 Copyright Compliance Systems, Inc. 74tib-41AG - 2008.10.289 www.camplianccsystems.cam
<br />Consumer Real Estate -Security Instrwnent DL203G Page 1 of G 800-968-8522 -Fax 616-95G-I SGS
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