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;v n ry <br />;7 C n 2 o �a O <br />Z c x_ <br />o O <br />7C = O Q r\3 o _n O <br />Cu <br />° Z�V s r11 <br />M rte— O <br />° ZB <br />v' cn <br />C.D �c Cn <br />C.D CD <br />Q3 Gn O <br />After Recording Return To: Cn Zr <br />0 <br />c <br />[Space Above This Line For Recording Data] (� <br />DEED OF TRUST Loan1Number: 5PT50112 `�.. <br />Parcel Number: 400117983 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated February 25, 2005 <br />together with all Riders to this document. <br />(B) "Borrower" is Joshua A Berlie and Rachel T Zeiger, Unmarried <br />Persons <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank <br />laws of Nebraska <br />Ave Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Commercial Federal Bank, <br />organized and existing under the <br />Lender's address is 2009 N Diers <br />a Federal Savings Bank <br />(E) "Note" means the promissory note signed by Borrower and dated February 25, 2005 <br />The Note states that Borrower owes Lender <br />Ninety -One Thousand Two Hundred And 00 /100 <br />Dollars (U.S. $ 91,200.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than March 1, 2035 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mae UNIFORM INSTRUMENT Form 3028 1/01 <br />DocUiNei (Page I of 13 pages) <br />D0CU1NEI.VTX 06/19/2002 <br />