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200501670 <br />0142262948 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />1 (Seal) <br />D )11D H REISINGER - Borrower <br />(Seal) <br />PATRICIA A REISINGER - Borrower <br />MULTISTATE FIXED /ADJUSTABLE RATE RIDER - 1 YEAR LIBOR INDEX ECO92L Rev 01/15/02 <br />Single Family - Fannie Mae Uniform Instrument (page 4 of 4 pages) <br />