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200501670 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />1) 4'—Q' 14 1 R, (Seal) <br />DAVID N REISINGER Borrower <br />(Seal) <br />PATRICIA A REISINGER Borrower <br />SNE17 Rev 12/27/00 Page 17 of 18 Initials: FORM 3028 1101 <br />