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3 <br />204946751 <br />State of California <br />ss. <br />County of San Dpi~ego ) <br />pn 11~ 0 l before me, D.Ingrande a Notary Public, personally appeared Thomas J. Holthus, Attorney at <br />Law, who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to <br />the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized <br />capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of <br />which the person(s) acted, executed the instrument. <br />I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is <br />true and con'ect. <br />WITNESS m ha and official seal. <br />D. INWtANp~ <br />w CQMM. M17fi5851 x <br />Notary Public • California ~' <br />Signature (Seal) z - San Diego County -° <br />D n ande Comm. Ex 'res s . 7, 201 t <br />If you have previously been discharged through bankruptcy, you may have been released of personal liability for <br />this loan in which case this letter is intended to exercise the note holder's rights against the real property only. <br />THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL <br />BE USED FOR THAT PURPOSE. <br />As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be <br />submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. <br />