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U <br />D <br />I" r7 <br />v <br />r <br />r <br />n <br />m <br />I" <br />c <br />= n c <br />M <br />n c� <br />After Recording Return To: ' <br />Decision One Mortgage Company, LLC <br />6060 J.A. Jones Drive, Suite 1000 <br />Charlotte, North Carolina 28287 <br />DEFINITIONS <br />n � <br />= n <br />M i <br />m <br />�c <br />o <br />Cl) cn <br />v, <br />p <br />3> <br />rn <br />__4 rn <br />O <br />O <br />p <br />O <br />co <br />Z <br />C.11 <br />T <br />m <br />C=) <br />CO <br />m <br />r- <br />t--A <br />rn <br />Cn <br />CIO <br />Cn <br />cn <br />o' <br />O <br />200501656 <br />[Space Above This Line For Recording Data] <br />Loan Number 2280050227330 <br />MIN: 100077910003473846 <br />DEED OF TRUST <br />,?o • .S0 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated FEBRUARY 25, 2005, together with all <br />Riders to this document. <br />(B) 'Borrower" is JOHN GOLDEN, A SINGLE PERSON. Borrower is the trustor under this Security <br />Instrument. <br />(C) "Lender" is Decision One Mortgage Company, LLC. Lender is a LIMITED LIABILITY COMPANY <br />organized and existing under the laws of NORTH CAROLINA. Lender's address is 6060 J.A. JONES <br />DRIVE, SUITE 1000, CHARLOTTE, NORTH CAROLINA 28287. <br />(D) "Trustee" is TRANSNATION TITLE INSURANCE COMPANY. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated FEBRUARY 25, 2005. The Note states <br />that Borrower owes Lender ONE HUNDRED FORTY -THREE THOUSAND NINE HUNDRED TWENTY <br />AND 00 /100ths Dollars (U.S. $143,920.00) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than MARCH 1, 2035. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br />NEBRASKA- Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 (page 1 of 13 pages) <br />1111111 VIII VIII VIII 11111 VIII VIII 11111 VIII VIII 1111111111 VIII VIII VIII 11111 IIII IIII <br />