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<br />DEED OF TRUST
<br />DEFINITIONS
<br />~~
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<br />Words used in multiple sections of this document. are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ..: ....................0701 ~~009, , , , , , , , , , , , , , , , , , , , , , , , , , , ,together
<br />with all Riders to this document.
<br />(B) "Borrower" is Ash~~.Y..~,.~iedf~lt,.1~.Si~gl~.Person .............................................................................................
<br />................................................................
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is Heritage Bank , , , . , , , , , , ,
<br />................
<br />Lender is a .OPlAQ[all4n,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, organized and existing under
<br />the laws of .the.Steteof.N9bJe~~lt ...........................................Lender's address is ..1.3~~.1~RIth.W.epb Roa~RP.~Qr.l3pK.h1~~,..
<br />.Grand i~landr. ~l~..~B~Q~~5.138: ................................................................................... ............................. .
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is Heritage_Bank„1.10.1:.,,9th Streets PO Bax,487_Woad River NE fi8$83 ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,
<br />' 07.0 009 .......The
<br />(E) "Note" means the promissory note signed by Harrower and dated ...... ~ ................................................
<br />Note states that Borrower owes Lender ~.eYeOte@p.XhouSBgd ~1d.4tD11.0~ ........................................................................
<br />.............. ................................ Dollars (U. S. $ ,17,000,00..... _ . , . , . , , , , , , , , , , ,) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ....................07.~Q7.•20.1~....................
<br />........................................................................................................................................................ .
<br />(F) "Property"means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />anti all. sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />^ Adjustable Rate Rider ^ Condominium Rider ^ Second Home Rider
<br />^ Balloon Rider ^ Planned Unit Development Rider ^ Other(s) [specify] .......................
<br />^ 1-4 Family Rider ^ Biweekly Payment Rider
<br />(n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(~ "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Horrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term inclades, but is not limited to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means 'insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(O) "Periodic Payment" means the regularly s%.heduled amount. due for (i) princi.pal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.P.R. Part 3500), as they might be amended from time to time, or any additiopal or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under, RESPA.
<br />(Q) "Successor in Interest of Harrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT A ,
<br />Bankers Systems, Inc., St. Cloud, MN Form MD-Y-NE 8117/2000 1~~\Vt
<br />ref: 1!2001 (page I of 7pages)
<br />~IIIII~I
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