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200501605 <br />BY SIGNING BELOW, Borrower accepts and grees to the terms and covenants contained <br />in this)34urity Instrument a ' any Rider execu Boff ower and r orded ith it. <br />o rower - James B McElroy - DatA - <br />Z_ - I <br />- orrower - Devra A Mc rov - Date - <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCUINE12 (Page 12 of 13 pages) <br />D0CUINEC.VTX 06/19/2002 <br />