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<br />DEED OF TRUST ~~
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<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words ate defined in Sections 3, 1 1, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated August 7th ~~, 2009 ,together with
<br />all Riders to this document. ~~~
<br />(B) "Borrower" is SaDonna Leach, a single person
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Leader" is Pinnacle Bank _ .Lender
<br />is a bank organized and existing under the laws ofthe Stateof Nebraska
<br />Lender's address is320 G Street Central City, NE 68826
<br />Lender is the beneficiary under this Security Instrument. --•-•--w_-_
<br />(D) "Trustee" is TierOne Bank P.O. Box 83009 Lincoln, NE 68501
<br />(E) "Note" means the promissory note signed by Borrower and dated Au ust 7th ~_ 2009, The Note
<br />states that Borrower owes LenderOne Hundred Fifteen Thoasand and 00/100 _
<br />Dollars (U.S. $ 115,000.00 )plus interest. Borrower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than September 1, 2039
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower, The following Riders are to be
<br />executed by Borrower (check box as applicable]:
<br />^ Adjustable Rate Rider ^ Condominium Rider
<br />^ Balloon Rider ^ Planned Unit Development Rider
<br />^ 1-4 Family Rider ^ Biweekly Payment Rider
<br />^ Second Home Rider
<br />^ Other(s) (specify]
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or
<br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape
<br />so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited
<br />to, point-of--sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and
<br />automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third
<br />party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of,
<br />the Property; (ii) condemnation or other taking of all or anypart of the Property; (iii) conveyance in lieu ofcondemnation; or
<br />(iv) misrepresentations of, or omissions as ta, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />NERRA5KA--Singlc Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/Ql (page 1 of 8 pnges)
<br />9754.CV (3/U9) 6x98782440 Creative Thinking, Inc.
<br />GOT(7(UOZ I d5T))
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