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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />0 cl_�' ) /-/ (Seal) <br />DAVID H BERRY - Borrower <br />- - L "C K - & A&A4 - (Seal) <br />MELINDA R BERRY - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />-6(NE) (000501 Page 14 of 15 Form 3028 1/01 <br />m <br />