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.., <br />200905515 <br />Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded <br />together with this Security Iustrument, the covenants of each such rider shall be incorporated into and shall <br />amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part <br />of this Security Instrument. [Check applicable box(es)]. <br />Condominium Rider 0 Crowing Equity Rider <br />n Graduated Payment Rider n Planned Unit Development Rider <br />Other [specify] <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms coutained in this Security Instrument and <br />in any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />tuber Utley <br />chary U ey <br />STATE OF NEBRASKA, <br />Hall <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />County ss: <br />On this 30 th day of July, 2009 ,before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Amber Utley, a Married Woman and Zachary Utley, her Husband <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/he/their voluntary act and deed. <br />Witness my hand and notarial seal at <br />in said county, the date aforesaid. <br />My Commission expires: ~< 2.5 `C~~' ~ '! <br />- ~~ ~ ~1. <br />GENERAL NOTARY- State of Nebraska Devra McElroy -Notary Public <br />DEVRA McE:tA17Y <br />My Comm. Exp. Aug. 25, 20p9 <br />[Space Below This Line For Acknowledgment] <br />NEBRASKA- Single Family -FHA Security Instrument <br />Form 94128 1 /96 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #FHA94128 8198 Page 7 of 7 <br />