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~~ ~~ s~ms~ s~s~ N ~ t~ ~r ~ ~~ j ~ P State of Nebraska nn ~ ~ ~ rn a N ~ ~ ~ 1 G1 `~ ~„ ~ ---I rT~ , C7 --i rrt ~ ~ -~ ~ ~ ~ m ~ ~~ ~ ~ ~ r7't ~~ ~ L~ C~ «~ ~ •~ ~^ w ~' rv .~. ,~ [Space Above This Line for Recordin Data] PURCHASE MONE~ DEED OF TRUST FHA Case No. 321-2718591-703 MIN:1000162-0003315172-7 THIS DEED OF TRUST ("Security Instrument") is made on July 30th 2009 ---° The trustor is Nicole L Ewers and Douglas E Ewers, wife and husband as joint tenants with rights of ("Borrower"). The trustee is John Q. Bachman, Attorney at Law ("Trustee"). The beneficiary is Mortgage Electronic Registration Systems, Inc. ("MFRS") (solely as nominee for Lender, as hereinafter defined, and Lender's successors and assigns). MFRS is organized and existing under the laws of Delaware, and has an address and telephone number of PO Box 2026, F1int,1V1I X15801-2026, tel. (888) 679-MFRS. First Mortgage Com an LLC d/b/a E uitable Mart a e of Nebraska which is organized and existing under the laws of the State of Oklahoma ,and whose address is 6501 North Broadway Ste. 250 Oklahoma City, OK 73116 _ ("Lender"). Harrower owes Lender the principal sum of One Hundred Seven Two Thousand Eight Hundred Twelve and 00/100 Dollars (U.S. $172,812.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on Au ust Ol, 2039 This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in Hall County, Nebraska: Lot Twenty-Three (23), Jeffrey Oaks Subdivision, tv the City of Grand Island, Hall County, Nebraska. which has the address of 4I8I Norseman Avenue Grand Island [Cih'] Nebraska 68803 [Zip Code] [Street] ("Property Address"); TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Properly". Borrower understands and agrees that MFRS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply with law or custom, MFRS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender including, but not li~fited to, releasing or canceling this Security Instrument. 1625b.CV (11/07) 4200371 Page l of 5 FHA Nebreska Deed oFTrust MFRS m NmC7 d A o ~ tra ~ Q ~r.r7 ..c m Q 1-+ O ~~ r~ When Recorded Return To: First Mort~ge Company LLC d/b/a Equitable Mortgage of Nebraska 1569 Washington St. Blair, NE 68008 GOTD(002ca4e2)