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200906318 <br />(C) "Lender" is WELLS FARGO BANK, N.A. <br />Lender i5 a NATIONAL ASSOCIATION <br />oxganized and existing under the laws of THE UNITED STATES <br />Lender's address is P•0• HOX 11701, NEWARK, NJ 071014701 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is WELLS FARGO FINANCIAL NATL BNK <br />C/0 SPEC. S)ERV., PO 80X 31557, BILLINGS, MT 59107 <br />(E) "Note" means the promissory note signed by Borrower and dated JiTLX 3 D , 2 0 0 9 <br />The Note states that Borrower owes Lender ONE HUNDRED FORTY THREE THOUSAND FOUR <br />HUNDRED FIFTY AND 00/lOD Dollars <br />(U.S. $ ****143, 450.00 )plus interest. Borrowex has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than AUGUST o 1, 2 0 3 9 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />^ Adjustable Rate Rider ^ Condorninium Rider ^ Second Home Rider <br />^ Balloon Rider ^ Planned Utit Development Rider ^ 1-4 )warnily Rider <br />^ VA Rider ~^ Biweekly Payment Rider ^ Other(s) [specify) <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non-appealable judicial opinions. <br />(.n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrowex or the Property by a condominium association, homeownr;rr <br />association or similar organization. <br />(I~ "Electronic Funds Transfer" means any transfex of funds, other than a transaction originated by <br />check, dxaft, or similar paper instrument, which is initiated through an eectrotc terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit <br />or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />tr°.nsfers. <br />(L) "Escrow Items" means those iterrr5 that axe described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of danrrages, or proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) tor: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) nusrepresentations of, or anussiorrs as to, the <br />value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, <br />the Loan. <br />NEBRASKA -Single Family -Fannie Mae/Freddle Mao UNIFORM INSTRUMENT - \} <br />-61NE) ioat ~1 Pa(1e 2 of 16 Initial e: ~`"' Fvrm 3028 1 !01 <br />