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DEFINITIONS <br />M <br />tIn <br />N <br />In <br />C: <br />Z <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated ....................... 02 ;15, 2005 . , - . - . . , , , , , , , , , , , , , , , , , , , , , , together <br />with all Riders to this document. <br />(B) 'Borrower" is TENNILLE, R., LINDGREEN,. A, SINGLEPERSON ...................................................... ............................... <br />.......................................................................................................................... ............................... . <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is PINNACLE, BANK; CENTRAL, CITY .................................................................. ............................... . <br />Lender is a .M FORATION .................................... ............................... ...................... organized and existing under <br />the laws of .THE.$TAT,E O . NEEIRA$ KA ........ ............................... Lender's address is .320- G,STREET, P,Q; BOX 28, CENTRAL -, -,,, <br />CITY, NE, 68826 ......................................................................................................... ............................... . <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is PINNACLE BANK 320 G STREET .CENTRAL CITY, NE 68826. , . <br />(E) "Note" means the promissory note signed by Borrower and dated 02;15. 2005„ , , , ,, , , , , , , , , , , , , , , , , , , , , , , , , , , , ,, , , ,, , , , , , , , , ,, , , The <br />Note states that Borrower owes Lender SEVENT-Y..T.HREE.THO..U$ANR QN.E HUNDRED. F)F-T.Y ANO.N.Ql10A .......... ............................... <br />Dollars (U.S. $ 73,150,00, , , , , , , , , , , , , , , , , , , , , ,, ) plus interest. Borrower has promised to <br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ................. .... Q $:01:2Q3.5..................... <br />......................................................................................................................... ............................... . <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, <br />and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] ....................... <br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar <br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to <br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, <br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party <br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the <br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) <br />misrepresentations of, or omissions as to, the value and /or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note; plus (ii) any <br />amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation, <br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or <br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and <br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally <br />related mortgage loan" under RESPA. <br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has <br />assumed Borrower's obligations under the Note and /or this Security Instrument. <br />NEBRASKA — Single Family— Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Bankers Systems, Inc., St. Cloud, MN Form MD -1 -NF 8/17/2000 �� 1 <br />ref: 112001 (page 1 of 7 pages) V <br />Form 1111111111111111111111111111111111 <br />tIn <br />In <br />C: <br />Z <br />y <br />` -4- <br />__4 m <br />-< <br />o <br />l'-" <br />C:3 <br />T <br />C11 <br />T z <br />> <br />C n <br />o <br />CD <br />C1 <br />M <br />A <br />r- n N <br />�' <br />CZ <br />7c <br />W <br />3 <br />N <br />N <br />CID <br />...n. <br />Cn <br />CD <br />[Space Above This <br />Line For Recording Data] <br />Cn <br />DEED <br />OF TRUST <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated ....................... 02 ;15, 2005 . , - . - . . , , , , , , , , , , , , , , , , , , , , , , together <br />with all Riders to this document. <br />(B) 'Borrower" is TENNILLE, R., LINDGREEN,. A, SINGLEPERSON ...................................................... ............................... <br />.......................................................................................................................... ............................... . <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is PINNACLE, BANK; CENTRAL, CITY .................................................................. ............................... . <br />Lender is a .M FORATION .................................... ............................... ...................... organized and existing under <br />the laws of .THE.$TAT,E O . NEEIRA$ KA ........ ............................... Lender's address is .320- G,STREET, P,Q; BOX 28, CENTRAL -, -,,, <br />CITY, NE, 68826 ......................................................................................................... ............................... . <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is PINNACLE BANK 320 G STREET .CENTRAL CITY, NE 68826. , . <br />(E) "Note" means the promissory note signed by Borrower and dated 02;15. 2005„ , , , ,, , , , , , , , , , , , , , , , , , , , , , , , , , , , ,, , , ,, , , , , , , , , ,, , , The <br />Note states that Borrower owes Lender SEVENT-Y..T.HREE.THO..U$ANR QN.E HUNDRED. F)F-T.Y ANO.N.Ql10A .......... ............................... <br />Dollars (U.S. $ 73,150,00, , , , , , , , , , , , , , , , , , , , , ,, ) plus interest. Borrower has promised to <br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ................. .... Q $:01:2Q3.5..................... <br />......................................................................................................................... ............................... . <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, <br />and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] ....................... <br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar <br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to <br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, <br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party <br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the <br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) <br />misrepresentations of, or omissions as to, the value and /or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note; plus (ii) any <br />amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation, <br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or <br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and <br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally <br />related mortgage loan" under RESPA. <br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has <br />assumed Borrower's obligations under the Note and /or this Security Instrument. <br />NEBRASKA — Single Family— Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Bankers Systems, Inc., St. Cloud, MN Form MD -1 -NF 8/17/2000 �� 1 <br />ref: 112001 (page 1 of 7 pages) V <br />Form 1111111111111111111111111111111111 <br />