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<br />DEED OF TRUST
<br />614370
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<br />(Page 1 of 5)
<br />,7S Sv
<br />= IF BOX IS CHECKED, THIS DEED OF TRUST IS OPEN -END AND SECURES FUTURE ADVANCES.
<br />THIS DEED OF TRUST is made this 9TH day of FEBRUARY , 20 05 ,among the Grantor,
<br />KEVIN L, SIMONS AND JILL M. SIMONS, H /W, J /T /R /S NOT T /I /C
<br />(herein "Borrower "), GAC
<br />(herein "Trustee ") and the Beneficiary, MBNA AMER I CA DELAWARE , N. A.
<br />a corporation organized and existing under the law of THE UNITED STATES whose address is
<br />1100 N KING STREET, WILMINGTON, DE 19884
<br />(herein "Lender ").
<br />The following paragraph preceded by a checked box is applicable.
<br />Fj WHEREAS, Borrower is indebted to Lender in the principal sum of $ 68 , 830.62
<br />evvii enced by Borrower's Loan Agreement dated FEBRUARY 9, 2005 and any extensions or renewals thereof
<br />including those pursuant to any Renegotiable Rate Agreement herein "Note"), providing for monthly installments of
<br />principal and interest, including any adjustments to the amount of payments or the contract rate if that rate is variable,
<br />with the balance of the indebtedness, if not sooner paid, due and payable on FEBRUARY 9, 2035 ;
<br />WHEREAS, Borrower is indebted to Lender in the principal sum of $ , or so much thereof
<br />as may be advanced pursuant to Borrower's Revolving LoanAgreement dated and
<br />extensions and renewals thereof (herein "Note "), providing for monthly installments, and interest at the rate and under
<br />the terms specified in the Note,including any adjustments in the interest rate if that rate is variable,and providing for a
<br />credit limit stated in the principal sum above and an initial advance of $
<br />TO SECURE to Lender the repayment of the indebtedness, including future advances, evidenced by the Note,
<br />with interest thereon at the applicable contract rate (including any adjustments to the amount of payment or the
<br />contract rate if that rate is variable) and other charges; the payment of all other sums, with interest thereon, advance in
<br />accordance herewith to protect the security of this Deed of Trust; and the performance of the convenants and
<br />agreements of Borrower herein contained, Borrower, in consideration of the indebtedness herein recited and the trust
<br />herein created, irrevocably grants and conveys to Trustee, in trust with power of sale, the following described property
<br />located in the County of HALL State of Nebraska:
<br />THE FOLLOWING DESCRIBED REAL PROPERTY IN HALL COUNTY,
<br />NEBRASKA:
<br />LOT TWO (2), IN BLOCK SEVEN (7), IN SOUTH GRAND ISLAND, AN
<br />ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY,
<br />NEBRASKA. TAX MAP OR PARCEL ID NO.: 400093871
<br />09 -22 -03 DOT 11111111111111111111111111111111111111IN111111111111111111111IIIII111111111111111111111111111111111111IN111111111111111111111111111111111111111111 NE007961
<br />"S458E5D25M98DOT9000NE0079610 SIMONS X ORIGINAL
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