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200501283 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />ALAN R H I L EME I E R - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Witness: <br />State of Nebraska <br />County of Hall <br />(Seal) <br />BEVERLY HILKEMEIER - Borrower <br />Witness: <br />The foregoing instrument was acknowledged before me this February 8th, 2005 <br />by ALAN R HILKEMEIER, BEVERLY A HILKEMEIER, HUSBAND AND WIFE <br />W RAL NOTARY- State of Nebra W <br />DEBRA J. KOZAK <br />Comm. Jan. 30 POOR <br />(Seal) <br />_ (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Notary Public <br />Title <br />Serial Number, if any <br />My commission expires: January 30, 2008 <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS DocMagicf 800- 649 -1362 <br />Form 3028 1/01 Page 10 of 10 www.dacmagic.com <br />