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Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated FEBRUARY 8, 2005 , together <br />with all Riders to this document. <br />(B) "Borrower" is ALAN R HILKEMEIER AND BEVERLY A HILKEMEIER, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is SUNSET MORTGAGE COMPANY, LP <br />Lender is a LIMITED PARTNERSHIP organized <br />and existing under the laws of PENNSYLVANIA <br />Lender's address is 3 DICKENSON DRIVE, CHADDS FORD, PENNSYLVANIA 19317 <br />TICOR TITLE INSURANCE COMPANY <br />(D) "Trustee" is a� ' /�CAd'9xAfiYl�x�X�lll�Xl,B�AiI �AA�xAY <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated FEBRUARY 8 , 2 0 0 5 <br />The Note states that Borrower owes Lender SEVENTY —FIVE THOUSAND AND 00/100 <br />Dollars (U.S. $ 7 5, 0 0 0. 0 0 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />MARCH 1, 2020 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />❑ <br />p n <br />❑ <br />Condominium Rider ❑ Second Home Rider <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider ❑ Other(s) [specify] <br />M = <br />1 -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />Z_Q <br />Z <br />:r <br />M N <br />_ <br />- <br />CD <br />n <br />m <br />? <br />4 rr� <br />CO <br />O <br />CZ) <br />r-TI <br />C7 <br />i i7 <br />r- 2> <br />F-+ <br />After Recording Return To: <br />v, <br />CD <br />N <br />SUNSET MORTGAGE COMPANY, LP <br />co <br />3 DICKENSON DRIVE <br />N <br />ca <br />a <br />c� <br />Z <br />CHADDS FORD, PENNSYLVANIA 19317 <br />cn <br />Loan Number: 10008845 <br />O <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />MIN:1002303- 0010008845 -3 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated FEBRUARY 8, 2005 , together <br />with all Riders to this document. <br />(B) "Borrower" is ALAN R HILKEMEIER AND BEVERLY A HILKEMEIER, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is SUNSET MORTGAGE COMPANY, LP <br />Lender is a LIMITED PARTNERSHIP organized <br />and existing under the laws of PENNSYLVANIA <br />Lender's address is 3 DICKENSON DRIVE, CHADDS FORD, PENNSYLVANIA 19317 <br />TICOR TITLE INSURANCE COMPANY <br />(D) "Trustee" is a� ' /�CAd'9xAfiYl�x�X�lll�Xl,B�AiI �AA�xAY <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated FEBRUARY 8 , 2 0 0 5 <br />The Note states that Borrower owes Lender SEVENTY —FIVE THOUSAND AND 00/100 <br />Dollars (U.S. $ 7 5, 0 0 0. 0 0 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />MARCH 1, 2020 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />❑ <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider ❑ Second Home Rider <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider ❑ Other(s) [specify] <br />❑ <br />1 -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial <br />opinions. <br />i <br />Borrower Initi <br />NUSKHJKA-- aingie Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS DocMaglcEl<caa mm 800 -649 -1362 <br />Form 3028 1/01 Page 1 of 10 www.docmagic.com <br />