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<br />LOAN NUMBER: 0160295997
<br />(Space Above This Line For Recording bate)
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ("Security Instrument") is made on July 23, 2009. The grantor is WILMA J DICKSON,
<br />whose address is 510 E DIVISION ST, Grand Island, Nebraska 68$01-7731 ;and ROBERT J DICKSON,
<br />WIFE AND HUSBAND, whose address is 510 E DIVISION ST, Grand Island, Nebraska 68801 ("Harrower"),
<br />Borrower is not necessarily the same as the Ferson ar Persons who sign the Note. The obligations of Borrowers
<br />who did not sign the Note are explained further in the section titled Successors and Assigns Bound; Joint and
<br />Several Liability; Accommodation Signers. The trustee is TierOne Bank whose address is 1235 'N' St / P.Q.
<br />Box 83009, Lincoln, Nebraska 68501 ("Trustee"). The beneficiary is TierOne Bank, which is organized and
<br />existing under the laws of the United States of America and whose address is 1235 'N' St / PO Box 83009,
<br />Lincoln, Nebraska 68501 ("Lender"), WILMA J DICKSON owes Lender the principal sum of Forty-nine
<br />Thousand and 00/100 Dollars (U.S. $49,000.00), which is evidenced by the note, consumer loan agreement, nr
<br />similar writing dated the same date as this Security Instrument (the "Note"), which provides for periodic payments
<br />("Periodic Payments"), with the full debt, if not paid earlier, due and payable on July 22, 2024. This Security
<br />Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals,
<br />extensions and modibcations of the Note; (b) the payment of all other sums, with interest, advanced to protect the
<br />security of this Security Instrument under the provisions of the section titled Protection of Lender's Rights in the
<br />Froperty; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the
<br />Note. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY of
<br />HALL, state of Nebraska:
<br />Address: 510 E DIVISION ST, Grand Island, Nebraska 68801-7731
<br />Legal Description; LOT 6, BLOCK 95, ORIGINAL TOWN, NOW CITY OF GRAND ISLAND,
<br />HALL COUNTY, NEBRASKA
<br />Parcel ID/Sidwell Number: 400007800
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Tnstrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Borrower and Lender covenant and agree as follows:
<br />® 2004.2008 Copyright Compliance Systems, Inc. 74ED-23CE - 2008.10.289 www.complianccsystcros.com
<br />Consumer Aeal Estate - security Instrwnent I)L2036 Pagc I o£8 80(1-968-8522 -Fax 616.95&1868
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