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0003841646 <br />200501215 <br />1 -4 FAMILY RIDER <br />(Assignment of Rents) <br />THIS 1 -4 FAMILY RIDER is made this 28th day of January 2005 <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, <br />Deed of Trust, or Security Deed (the "Security Instrument ") of the same date given by the <br />undersigned (the "Borrower ") to secure Borrower's Note to <br />Commonwealth United Mortgage a division of <br />National City Bank of Indiana (the <br />"Lender ") of the same date and covering the Property described in the Security Instrument <br />and located at: <br />1813 STATE ST, GRAND ISLAND, Nebraska 68803 <br />[Property Address] <br />1 -4 FAMILY COVENANTS. In addition to the covenants and agreements made in the <br />Security Instrument, Borrower and Lender further covenant and agree as follows: <br />A. ADDITIONAL PROPERTY SUBJECT TO THE SECURITY INSTRUMENT. In <br />addition to the Property described in the Security Instrument, the following items now or <br />hereafter attached to the Property to the extent they are fixtures are added to the Property <br />description, and shall also constitute the Property covered by the Security Instrument: <br />building materials, appliances and goods of every nature whatsoever now or hereafter <br />located in, on, or used, or intended to be used in connection with the Property, including, <br />but not limited to, those for the purposes of supplying or distributing heating, cooling, <br />electricity, gas, water, air and light, fire prevention and extinguishing apparatus, security <br />and access control apparatus, plumbing, bath tubs, water heaters, water closets, sinks, <br />ranges, stoves, refrigerators, dishwashers, disposals, washers, dryers, awnings, storm <br />windows, storm doors, screens, blinds, shades, curtains and curtain rods, attached mirrors, <br />cabinets, paneling and attached floor coverings, all of which, including replacements and <br />additions thereto, shall be deemed to be and remain a part of the Property covered by the <br />Security Instrument. All of the foregoing together with the Property described in the Security <br />Instrument (or the leasehold estate if the Security Instrument is on a leasehold) are referred <br />to in this 1 -4 Family Rider and the Security Instrument as the "Property." <br />B. USE OF PROPERTY; COMPLIANCE WITH LAW. Borrower shall not seek, agree to <br />or make a change in the use of the Property or its zoning classification, unless Lender has <br />agreed in writing to the change. Borrower shall comply with all laws, ordinances, <br />regulations and requirements of any governmental body applicable to the Property. <br />C. SUBORDINATE LIENS. Except as permitted by federal law, Borrower shall not <br />allow any lien inferior to the Security Instrument to be perfected against the Property <br />without Lender's prior written permission. <br />D. RENT LOSS INSURANCE. Borrower shall maintain insurance against rent loss in <br />addition to the other hazards for which insurance is required by Section 5. <br />MULTISTATE 1- 4 FAMILY RIDER - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3170 1/01 <br />-57R (0401).01 <br />Page 1 of 3 Initials: <br />VMP (800)521-7291 <br />olutions <br />Cam/ _ IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII <br />116 <br />