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200501210 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />a�s �4�L. — (Seal) <br />LARRY W FILE - Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />Borrower <br />&tm–. "� 'C�'-' (Seal) <br />BARBARA A FOWLE - Borrower <br />= m 822R(0008) Page 4 of 4 <br />(Seal) <br />- Borrower <br />_(Seal) <br />Borrower <br />_ (Seal) <br />- Borrower <br />229803 <br />Form 3111 1101 <br />