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<br />LOAN NUMBER: 0160295985
<br />(Space Above This Line For Recording Data)
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ("Security Instrument") is made on July 22, 2009. The grantor is TREVOR M
<br />ALMOND and MELISSA R ALMOND, HUSBAND AND WIFE, whose address is 922 E PHOENIX AVE,
<br />Grand Island, Nebraska 68801-8154 ("Borrower"). Borrower is not necessarily the same as the Person or Persons
<br />who sign the Note. The obligations of Borrowers who did not sign the Note are explained further in the section
<br />titled Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is
<br />TierOne Bank whose address is 1235 'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 ("Trustee"). The
<br />beneficiary is TierOne Bank, which is organized and existing under the laws of the United States of America and
<br />whose address is 1235 'N' St / PO Box 83009, Lincoln, Nebraska 68501 ("Lender"). TREVOR M ALMOND
<br />and MELISSA R ALMOND owe Lender the principal sum of Twenty-one Thousand Three Hundred Sixty-
<br />five and 40/100 Dollars (U.S. $21,365.40), which is evidenced by the note, consumer loan agreement, or similar
<br />writing dated the same date as this Security Instrument (the "Note"), which provides for periodic payments
<br />("Periodic Payments"), with the full debt, if not paid earlier, due and payable on August 1, 2019. This Security
<br />Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals,
<br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced tv protect the
<br />security of this Security instrument under the provisions of the section titled Protection of Lender's Rights in the
<br />Property; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the
<br />Note. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY of
<br />HALL, state of Nebraska:
<br />Address: 922 E PHO>aNIX AVE, Graud Island, Nebraska 68801-8154
<br />Legal Description: THE EASTERLY 43 FEET OF LOT 7, AND THE WESTERLY 22 FEET OF
<br />LOT 6, ALL IN BLOCK 3, PLEASANT VIEW THHtD ADDITON TO THE CITY OF GRAND
<br />ISLAND, HALL COUNTY, NEBRASKA
<br />Parcel ID/Sidwell Number: 400079569
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Sccurity Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Borrower and bender covenant and agree as follows:
<br />~ 2004.2008 Copyright Compliance Systems, Inc. 74E~-0819.2008.10.289 www.compliencesystcros.com
<br />Cansumar Rcal Eslatc •Sccurity Lnstrumcnt P[.2036 Page 1 of 8 800-968-8522 -Fax 61(.9361868
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