|
~.
<br />..~_
<br />~~
<br />^^~
<br />~_
<br />B
<br />~ ~.`
<br />~.
<br />~ ~^^
<br />~ ~
<br />~ ~
<br />N ..~..,r
<br />~~
<br />..~.~
<br />~~
<br />~.
<br />rn
<br />d
<br />m
<br />n
<br />n
<br />~n
<br />n c
<br />a
<br />z
<br />[7
<br />Z
<br />(o
<br />vl
<br />d
<br />cca
<br />~~ ~
<br />t. ~~ r-
<br />ra
<br />s
<br />-.,
<br />c+
<br />rn ~ ~ ~
<br />r-n
<br />c~
<br />~ f.__a
<br />x
<br />N
<br />c~ cn
<br />Q -^~
<br />C A
<br />~~ rn
<br />~ r-,
<br />~, -,-I
<br />~, -._
<br />~m
<br />~ t`z7
<br />r-- ~
<br />~". ~
<br />fJ~
<br />;r
<br />cn
<br />LOAN NUMBER: 0100611532
<br />(Space Above This Line For Recording Data)
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ("Security Instrument") is made on July 15, 2009. The grantor is YVONNE S
<br />THOMAS and HARLEY L THOMAS, WIFE AND HUSBAND, whose address is 4320 STONERIDGE
<br />PATH, Grand Island, Nebraska 6$$01-8620 ("Borrower"). Borrower is not necessarily the same as the Person or
<br />Persons who sign the Nate. The obligations of Borrowers who did not sign the Nate are explained further in the
<br />section titled Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The
<br />trustee is Arend R. Baack, Attorney whose address is P.O. Box 790, Grand Island, Nebraska 68802 ("Trustee").
<br />The beneficiary is Home Federal Savings & Loan Association of Grand Island, which is organized and existing
<br />under the laws of the United States of America and whose address is 221 South Locust Street, Grand Island,
<br />Nebraska 68801 ("Lender"). YVONNE S THOMAS and HARLEY L THOMAS owe Lender the principal sum
<br />of Ten Thousand Ninety-seven and SO/100 Dollars (U.S. $10,097.50), which is evidenced by the note, consumer
<br />loan agreement, or similar writing dated the same date as this Security Instrument (the "Note"), which provides for
<br />periodic payments ("Periodic Payments"), with the full debt, if not paid earlier, due and payable an August 1,
<br />2012. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with
<br />interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with
<br />interest, advanced to protect the security of this Security Instrument under the provisions of the section titled
<br />Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants and agreements
<br />under this Security Instrument and the Note. For this purpose, Borrower, in consideration of the debt and the trust
<br />herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described
<br />property located in the COUNTY of HALL, state of Nebraska:
<br />Address: 4320 STONERII)GE PATH, Grand Island, Nebraska 68801-8620
<br />Legal Description: LOT SEVENTEEN (17), EAGLEWOOD ACRES SUBDIVISION, IN HALL
<br />COUNTY, NEBRASKA
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Secured Indebtedness. The debt evidenced by the Note and which is secured by this Security Instrument is
<br />subject to the provisions of 12 CFR 226.32. Borrower acknowledges that Borrower has received the disclosures
<br />prescribed by 12 CFR 226.32 at least three business days prior to the execution of the Note and this Security
<br />Instrument, or as otherwise required by 12 CFR 226.31. Borrower and Lender further acknowledge and agree that
<br />this Security Instrument will secure additional debt subject to 12 CFR 226.32 only if bender satisftes the necessary
<br />requirements imposed on such debt imposed by 12 CFR 226.32 and Applicable Law.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br />principal of and interest on the debt evidenced by the Nate and any prepayment and late charges due under the
<br />Note.
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />Funds for Taxes and Insurance. At Lender's request and subject to Applicable Law, Borrower shall pay to
<br />Lender on the day periodic payments are due under the Note, until the Note is paid in full, a sum ("Funds") for: (a)
<br />yearly taxes and assessments which may attain priority over this Security Instrument as a lien on the Property; (b)
<br />yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or praperty insurance
<br />premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and (f)
<br />any sums payable by Borrower to Lender, in accordance with the provisions of the paragraph titled Mortgage
<br />rTG
<br />~ Z
<br />N
<br />c7 m
<br />~ v
<br />a
<br />~ ~
<br />c~ z
<br />o~
<br />C~ C
<br />--~ m
<br />N
<br />z
<br />Q
<br />v
<br />~d.
<br />®2004-2008 Copyri8ht Compliance Systems, inc. 74ED-A49E - 2008.10.289 www.compliancdystems.com
<br />Consumer Real Eatate -Security Inatnunent 17L2036 Page I of 6 800-968-8522 -Fax 616-956-1868
<br />
|