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2oo9ososo <br />When Recorded Mail To: <br />WFHM FINAL DOGS X2599-024 <br />905 SW 5TH STREET <br />DES MOINES, IA 50309-4600 <br />This Document Prepared By: <br />WELLS FARGO SANK, N.A. <br />3480 STATEVIEW BLVD MAC X7802-036 <br />FORT MILL SC 297150000 <br />CSpace Above This Line For Recording Qata] <br />S#ate of Nebraska <br />FHA Case No.321-2fi55789 951 <br />CLOSED-END FIXED RATE <br />HOME EQUITY CONVERSION SECOND DEED OF TRUST <br />THIS DEED OF TRUST ("Security Instrument" or "Second Security Instrument") is made <br />on 07/20/09 .The trustor is <br />JEANETTE M ERICKSON, A SINGLE PERSON <br />whale address is <br />3415 E. SEEDLING MILE RD. GRAND ISLAND NE 6$801 <br />("Borrower"). The trustee is~2-~~5 ~A-~gO I''~faj~io~~ ("Trustee"1, The beneficiary is <br />The Secretary of Housing and Urban Development, whose address is 451 Seventh Street, S.W., <br />Washington, DC 20410 ("Lender" or "Secretary"). Borrower has agreed to repay to Lender amounts <br />which Lender is obligated to advance, including future advances, under the terms of a Home Lquity <br />Conversion Loan Agreement dated the same date as this Security Instrument ("Loan Agreement"). <br />The agreement to repay is evidenced by Borrower's Note dated the same date as this Security <br />Instrument ("Second Note"). This Security Instrument secures to Lender: la) the repayment of the <br />debt evidenced by the Second Note, with interest and all renewals, extensions and modifications of <br />the Note, up to a maximum principal amount of <br />TWO HUNDRED NINETY SEVEN THOUSAND AND 00/100 <br />(U,S, g 297, 000.00 );(b) the payment of all other sums, with interest, advanced under <br />Paragraph 5 to protect the security of this Security Instrument or otherwise due under the terms of <br />this Security Instrument; and (c) the performance of Borrower's covenants and agreements under <br />this Security Instrument and the Second Note. The full debt, including amounts described in (al, (b), <br />and 1C) above, if not due earlier, is due and payable on APRIL 28TH , 2094 For this <br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust <br />0107199432 <br />First American Loan Production Services Nebraska HECM Second Security insvurnent <br />® 2008 First American Real Estate Solutions LLC <br />PALPS# UBOB: oAlOE NMFL N88oaNE Doc Id: aGNE Rev. 11/17/2otla Page 1 <br />