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<br />`Loan Number: 2119280434
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />MIN: 1000607- 1000042234 -4 C 3N 1VHVW0
<br />00£ 31S I(]Ala 11` E) NHOf S t t t
<br />DEFINITIONS M080S3 Q 31jul Wa
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated JANUARY 14, 2005 together
<br />with all Riders to this document.
<br />(B) 'Borrower" is RONALD D. POHL AND JODY R. THYFAULT, SINGLE PERSONS
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is MILLENNIA MORTGAGE CORPORATION
<br />Lender is a CALIFORNIA CORPORATION organized
<br />and existing under the laws of CALIFORNIA
<br />Lender's address is 23046 AVENIDA DE LA CARLOTA #100, LAGUNA HILLS,
<br />CALIFORNIA 92653
<br />(D) "Trustee" is OLD REPUBLIC TITLE
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(N) "Note" means the promissory note signed by Borrower and dated JANUARY 14 , 2 0 0 5
<br />The Note states that Borrower owes Lender ONE HUNDRED THOUSAND EIGHT HUNDRED AND
<br />00/100 Dollars (U.S. $ 10 0 , 8 0 0 . 0 0 ) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />FEBRUARY 1, 2035
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. "
<br />(I) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />❑
<br />Adjustable Rate Rider
<br />❑
<br />Condominium Rider ❑ Second Home Rider
<br />❑
<br />Balloon Rider
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<br />Planned Unit Development Rider ❑ Other(s) [specify]
<br />❑
<br />1 -4 Family Rider
<br />❑
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<br />200501195
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />MIN: 1000607- 1000042234 -4 C 3N 1VHVW0
<br />00£ 31S I(]Ala 11` E) NHOf S t t t
<br />DEFINITIONS M080S3 Q 31jul Wa
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated JANUARY 14, 2005 together
<br />with all Riders to this document.
<br />(B) 'Borrower" is RONALD D. POHL AND JODY R. THYFAULT, SINGLE PERSONS
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is MILLENNIA MORTGAGE CORPORATION
<br />Lender is a CALIFORNIA CORPORATION organized
<br />and existing under the laws of CALIFORNIA
<br />Lender's address is 23046 AVENIDA DE LA CARLOTA #100, LAGUNA HILLS,
<br />CALIFORNIA 92653
<br />(D) "Trustee" is OLD REPUBLIC TITLE
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(N) "Note" means the promissory note signed by Borrower and dated JANUARY 14 , 2 0 0 5
<br />The Note states that Borrower owes Lender ONE HUNDRED THOUSAND EIGHT HUNDRED AND
<br />00/100 Dollars (U.S. $ 10 0 , 8 0 0 . 0 0 ) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />FEBRUARY 1, 2035
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. "
<br />(I) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />❑
<br />Adjustable Rate Rider
<br />❑
<br />Condominium Rider ❑ Second Home Rider
<br />❑
<br />Balloon Rider
<br />❑
<br />Planned Unit Development Rider ❑ Other(s) [specify]
<br />❑
<br />1 -4 Family Rider
<br />❑
<br />Biweekly Payment Rider
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial
<br />opinions.
<br />Borrower Initials:
<br />NEBRASKA -- Single Family -- Fannie Mae %Freddie Mac UNIFORM INSTRUMENT - MERS DocMagicEV�6 —�uz, 800- 649 -1362
<br />Form 3028 1/01 Page 1 of 10 www.docmagic.com
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