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zoo9oso3~ (C) "Lender" is CitiMortgage, Inc. Lender is a Corporation organized and existing under the laws of New York Lender's address is 1000 Technology Drive, O' Fallon, MO 63368-2240 Lender is dre beneficiary under this Security Instnunent. (D) 'Trustee" is Fidelity National Title Insurance Co. (E) "Note" cream the promissory note signed by Borrower and dated May 28, 2(109 . The Note states that Borrower owes I.euder Sixty One Thousand Dollars (U.S. $ 61,000.()0 )plus irrterest: Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than July ], 2029 (F) "Property" means the property that is described below unrder the heading 'Transfer of Rights in the ~pem, „ (G) "Loan" means the debt evidenced by the Note, plus interest, any prepaymernt charges and late charges due under the Note, and all sums due under this Security Instramerri, plus interest. (H) "ltidcrs" means all Riders to this Security Instrument that are executed by Ikrrrower. The following Riders are io be executed by Borrower [check box as applicable]: 0 Adjustable Bale Rider 0 Condominium Rider 0 Second Home Rider 0 Balloon Rider 0 Planned Unit Development Rider ~ 1-4 Family Rider 0 VA Rider 0 Biweekly Payment Rider ~' (I) "Applicable Law" means all controlling applicable federal, stare and local statutes, regulations, ordinances and adnninistrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and ottrer charges that are imposed on Bornnwer or the Property by a condominium association, homeowners association or similar organization. (K) "F',lectronic Funds Transfer" means any hamfer of funds, other than a tramaction originated by check, draft, or similar paper imtramerrt, which is initiated through an electronic terminral, telephonic imtrumenrt, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an accOurd. Such term includes, but is not limited to, point-of-sale trarsfers, automated teller machine tramacdom, lramfers initiated by telephone, wire tn>msfers, antl automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" mean any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepreserntatiom of, or omissions as to, the value and/or condition of the Property. (N) "Mortgage Iusurance" means irnurance protecting Lender against the nonpayment of, or default on, the Loan. //I~iiiMorlgage 3.2.23.04 VS NEBRASKA -Slagle Famlty - Fannle Mae/Fretldle Mec UNIFORM INSTRUMENT ~y].~~ ~ -t3(N~ losii~ Paget aI15 im~s:e/nr~ Form 3028 1/D1