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200501110 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />l- ) -oS <br />- BORROWER - TED M. CHULTZ - DATE - <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCU i NE 1 2 (Page 12 of 13 pages) <br />DOCU1Nac.VTx 06 /19/2002 <br />