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~~ ~~y ~` ~ ~ ~ ~ c~ IV ~ ~ 1~RI * m a. t---- ~ ~ CJ v @ ~ ~ ~ ® ~ ~ ~~ x ~~~ ~,O Z U7 ~~ ryw ~ rn -~ A cxr C? C/a 00 ~~ {~ Ns rT ~ r~ ~ .-.1 C~p ~ 2 ~ ~° r- can C1-1 ~ ~ ~ C~ GJ ~ CAD ~ ~ m ~~ ~ ~ ~ -.~ r C]p cn Ct7 ~r cn Z ~~ Q State of Nebraska [Space Above This Line for Recording Data] DEED OF TRUST THIS DEED OF TRUST ("Security Tnstrument") is made on The trustor is Kristine D Soderstrom. a sinele nersnn July 16th _ 2009 ~~ ,~ ~~~ _ ("Borrower"). The trustee is CharterWest National Bank ("Trustee"). The beneficiary is Mortgage Electronic Registration Systems, Inc. ("HERS") (solely as nominee for Lender, as hereinafter defined, and Lender's successors and assigns). HERS is organized and existing under the laws of Delaware, and has an address and telephone number of PO Box 2026, Flint, MI 45801-2026, tel. (888) 679-MFRS. CharterWest National Bank which is organized and existing under the laws of the State of Nebraska ,and whose address is 714 N Diers Avenue Crand Island, NE 68803 ("Lender"). Borrower owes Lender the principal sum of Seventy Seven Thousand Seven Hundred Thirt Seven and 00/100 Dollars (U.S. $ 77,737.00 .This debt is evidenced by Borrower's note dated the same date as this Security lnstrument ("Note"), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on August O1, 2039 This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements under this Security lnstrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in Hall County, Nebraska: Lot Eleven (11), Kallos Subdivision, in the City of Grand Island, Hall County, Nebraska. which has the address of 408 Orleans Dr Grand Island ,Nebraska 68803 [City] ['Lip Gode] [Street] ("Property Address"); TOGETHER WTTH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property". Borrower understands and agrees that HERS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply with law or custom, HERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, releasing or canceling this Security Instrument. 1G25G,CV (ll/07) 902404 Page 1 of5 Return To: CharterWest National Bank 714 N Diers Avenue Crand Island, NE 68803 FHA Case No. 321-2718764-703 703 MIN;100416700006582713 GOT'O(OOOca51 d)