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<br />LOAN NUMBER: 0166017401
<br />DEED OF TRUST
<br />(PREAUTHORIZED (OPEN END) CREDIT -FUTURE ADVANCES ARE SECURED
<br />BY THIS DEED OF TRUST)
<br />THIS DEED OF TRUST ("security Instrument") is made on July 10, 2009. The grantor is ROGER MALCOM,
<br />A SINGLE PERSON, whose address is 1204 W DIVISION ST, Grand Island, Nebraska 68801-5738
<br />("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Contract. The
<br />obligations of Borrowers who did not sign the Contract are explained further in the section titled Successors and
<br />Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is TierOne Bank whose
<br />address is 1235'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 ("Trustee"). The beneficiary is TierOne Bank,
<br />which is organised and existing under the laws of the United States of America and whose address is 1235 'N' St
<br />/ PO Sox 83009, Lincoln, Nebraska 68501 ("Lender"), ROGER MALCOM has entered into aEquity -Line of
<br />Credit ("Contract") with Lender as of July 10, 2009, under the terms of which Borrower may, from time to time,
<br />obtain advances not to exceed, at any time, a ***MAXIMIJM PRINCIPAL AMOUNT (EXCLUDING
<br />PROTECTIVE ADVANCES)*** of Ten Thousand and 00/100 Dollars (U. S. $10,000.00) ("Credit Limit").
<br />Any party interested in the details related to Lender's continuing obligation to make advances to Borrower is
<br />advised to consult directly with Lender. If not paid earlier, the sums owing under Borrower's Contract with Lender
<br />will be due and payable on July 15, 2014. This Security Instrument secures to Under: (a) the repayment of the
<br />debt under the Contract, with interest, including future advances, and all renewals, extensions and modifications of
<br />the Contract; (b) the payment of all other sums, with interest, advanced to protect the security of this Security
<br />Instrument under the provisions of the section titled Protection of Lender's Rights In the Property; and (c) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and the Contract. For this
<br />purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to
<br />Trustee, in trust, with power of sale, the following described property located in the COUNTY of HALL, state of
<br />Nebraska:
<br />Address: 1204 V1' DIVISION ST, Grand Island, Nebraska 68801-5738
<br />Legal Description: LUT 2, WAGS SUBDIVISION IN THE CITY OF GRAND ISLAND, HALL
<br />COUNTY, NEBRASKA
<br />Parcel ID/Sidwell Number: 400009919
<br />TOGETHER WITH all the improvements now ar hereafter erected on the property, and all easements,
<br />appurtenances, and textures now or hereafter a part of the property. All replacements and. additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />®2W4-2006 Copyright Compliance Systems, Inc. 70.Eq-37A9 - 2WR.10.289 www.compliantesystems.com
<br />Consumer Real Estate -Security Instmment DL2036 Page 1 of 7 8W-968.8522 -Fax 61 G95C>I A6A
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