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<br />[Space Above This Line For Recording Data
<br />DEED OF TRUST MIN: 1000162-ooo31n121-~
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 1 1, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ~ July 7th 2009 ,together with
<br />all Riders to this document.
<br />(B) "Borrower" is Casey N Macken and Julie L Macken, husband and wife as joint tenants with rights of
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is First Mort a e Cam an LLC d/b/a E uitable Mort a e of Nebraska .Lender
<br />is a Limited Liability Companyorganizedand existing under the laws ofthe State of Oklahoma
<br />Lender's address is6501 North Broadwa Ste. 250 Oklahoma Ci OK 73116
<br />(D) "Trustee" isJohn Q. Bachman, Attorne at Law
<br />(E) "MERS" is Mortgage ElectronicRegistration~ystems, Inc. MERis~is-a separate corporation that is acting solely as a
<br />nominee for Lander and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument.
<br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026,
<br />Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated ^ July 7th _ __, 2009 .The Note
<br />states that Burrower owes LenderOne Hundred Ninety Six Thousand and 00/100 _ ___
<br />Dollars (U.S. $ 196 000.00 plus interest. Borrower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than Au ust 1 2039
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security lnstrurrtent, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />^ Adjustable Rate Rider ^ Condominium Rider
<br />^ Balloon Rider ^ Planned Unit Development Rider
<br />^ 1-4 Family Rider ^ Biweekly Payment Rider
<br />^ Second Home Rider
<br />^ Other(s) [specify]
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated bycheck, draft; or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as
<br />to order,.instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of--sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(M) "Escrow Items" means those items that are described in Section 3.
<br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid byanythirdparty
<br />(other than insurance proceeds paid under the coverages described in Section 5) for; (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part ofthe Property; (lit) conveyance m heu of condemnation; or
<br />(iv) misrepresentations of, or omissions as to, the value and/or condition ofthe Property.
<br />(O) "Mortgage Insurance'' means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(P) "Periodic Payment" moans the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii)
<br />any amounts under Section 3 of this Security Instrument.
<br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />12439.CV (] 1/07) 42W366
<br />Wh Recor Return T ' st Mo d/b/a
<br />i b ortg ebrask
<br />(MERS) Form 3028 1/Ot (page 1 nj8 pages)
<br />Creative Thinking, Inc.
<br />GOTO(W2a4da0)
<br />Broker's Title ~
<br />pefium to: 283 N 115th Street ~
<br />Omaha, NE 68154
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