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d co Z Lr) U) s N Q Lr3 Q Nd: CID V cn cn r--� -J E ° r LLI U-3 u, z LIA L CV d � ti 1 �� rZ = u,. V V W .p _ Q �n v � 2 se After recording return to: v) V CITIFINANCIAL, INC. (MD) to V 2014 N LAWRENCE LANE GRAND ISLAND NE 68803 DEED OF TRUST THIS DEED OF TRUST is made this 1st day of February MYRTLE A SCHULZ A SINGLE PERSON AND MELODY BUMGARDNER A SINGLE PERSON Michael F. Kivett "Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD) a corporation organized and existing under the laws of Maryland address is 2014 N LAWRENCE LANE GRAND ISLAND NE 68803 "Lender"). , 2005 among the Trustor, (herein "Borrower "), (herein whose (herein BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of HALL , State of Nebraska: THE FOLLOWING DESCRIBED REAL ESTATE (AS DEFINDED IN NEB. REV. STATE. SEC.76 -201) IN HALL COUNTY, NEBRASKA: LOT TEN (10) IN BLOCK TWO (2), DALE ROUSH SECOND SUBDIVISION, CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. BEING THE SAME PROPERTY CONVEYED BY FEE SIMPLE DEED FROM MYRTLE A. SCHULZ,. TO MYRTLE A SCHULZ AND MELODY BUMGARDNER, DATED 01/03/2003 RECORDED ON 01/06/2003 IN INSTRUMENT NO 200300155, IN HALL COUNTY RECORDS, STATE OF NE. which has the address of 415 ARAPAHOE Nebraska 68803 (herein "Property Address "); GRAND ISLAND TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter referred to as the "Property "; TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 02/01/2005 and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 32,815.25 , with interest thereon, providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due and payable on 02/15/2025 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein contained. Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to encumbrances of record. Nebraska 26876 -4 1/98 Original (Recorded) Copy (Branch) Copy (Customer) Page 1 of 5