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• <br />1I+ <br />C n z� <br />M D <br />C') <br />b <br />Return To: <br />WELLS FARGO BANK, N.A. <br />FINAL DOCUMENTS X4701 -022 <br />3601 MINNESOTA DRIVE <br />BLOOMINGTON, MN 55435 -5284 <br />Prepared By: <br />CHRISTOPHER M. HORNER <br />WELLS FARGO BANK, N.A. <br />P.O. BOX 1629 <br />MINNEAPOLIS, MN 55440 <br />DEFINITIONS <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />C <br />0140757402 <br />4 <br />Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used <br />in this document are also provided in Section 16. <br />(A) "Security Instrument' means this document, which is dated FEBRUARY 4, 2005 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />ANDREW J. KARL AND NICOLE L. KARL, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is WELLS FARGO BANK, N.A. <br />Lender is a National Association <br />organized and existing under the laws of THE UNITED STATES OF AMERICA <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Page 1 of 18 Initials: <br />FORM 3028 1/01 <br />SNE01 Rev 08/13/01 <br />J <br />C <br />C_rl <br />O _a <br />o <br />—t <br />ry <br />r� <br />CD <br />Q <br />T. <br />U-1 <br />- <br />c� <br />o <br />-.� <br />� <br />ca <br />Z <br />O <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />C <br />0140757402 <br />4 <br />Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used <br />in this document are also provided in Section 16. <br />(A) "Security Instrument' means this document, which is dated FEBRUARY 4, 2005 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />ANDREW J. KARL AND NICOLE L. KARL, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is WELLS FARGO BANK, N.A. <br />Lender is a National Association <br />organized and existing under the laws of THE UNITED STATES OF AMERICA <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Page 1 of 18 Initials: <br />FORM 3028 1/01 <br />SNE01 Rev 08/13/01 <br />