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200500984 <br />DOC ID #: 0008995962202005 <br />If all or any part of the Property or any Interest in the Property is sold or transferred (or if a <br />Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without <br />Lender's prior written consent, Lender may require immediate payment in full of all sums secured by <br />this Security Instrument. However, this option shall not be exercised by Lender if such exercise is <br />prohibited by Applicable Law. Lender also shall not exercise this option if: (a) Borrower causes to be <br />submitted to Lender information required by Lender to evaluate the intended transferee as if a new <br />loan were being made to the transferee; and (b) Lender reasonably determines that Lender's security <br />will not be impaired by the loan assumption and that the risk of a breach of any covenant or <br />agreement in this Security Instrument is acceptable to Lender. <br />To the extent permitted by Applicable Law, Lender may charge a reasonable fee as a condition <br />to Lender's consent to the loan assumption. Lender may also require the transferee to sign an <br />assumption agreement that is acceptable to Lender and that obligates the transferee to keep all the <br />promises and agreements made in the Note and in this Security Instrument. Borrower will continue to <br />be obligated under the Note and this Security Instrument unless Lender releases Borrower in writing. <br />If Lender exercises the option to require immediate payment in full, Lender shall give Borrower <br />notice of acceleration. The notice shall provide a period of not less than 30 days from the date the <br />notice is given in accordance with Section 15 within which Borrower must pay all sums secured by <br />this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, <br />Lender may invoke any remedies permitted by this Security Instrument without further notice or <br />demand on Borrower. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />RHONDA L. BROWN <br />CONV <br />• BC -ARM Rider <br />2U193 -XX (01/01) Page 3 of 3 <br />_(Seal) <br />Borrower <br />_ (Seal) <br />Borrower <br />_(Seal) <br />- Borrower <br />_(Seal) <br />- Borrower <br />