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<br /> <br /> Z 7nC ~~:~ ~~-~ tv m <br />N ~ ~ ~ ~ d . <br />-~ ~~ c-,. <br />c ~. r~i ~ CJ <br /> <br /> ~ `'~ <br />~ ~ n ~ ° w ~' ~ cc' z <br /> <br />~ ~ ~ ~p ~ <br />~ r ~ <br />r ~ Gl"1 ~ <br />~ <br /> <br />~ Q ~ r'ti] 2 <br /> ~ <br />,~ `. tip -~ <br /> GT] ~ <br /> ~ <br />after Recording Return To: <br />-HERITAGE BANK <br />1333 N WEBB ROAD <br />GRAND ISLAND, NEBRASKA 68803 <br />Loan Number: 02-1.137 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />~ ~-, sv <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated JULY 10 , 2 0 0 9 ,together <br />with all Riders to this document. <br />(B) "Borrower" is JOHN W POSEY AND KRYSTAL A. POSEY HUSBAND AND WIFE <br />AS JOINT TENANTS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a NEBRASKA CORPORATION organized <br />and existing under the laws of NEBRASKA . <br />Lender's address is 13 3 3 N WEBS ROAD , GRAND ISLAND , NESRAS KA 6 8 8 0 3 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is TIERONE BANK <br />1235 N STREET, LINCOLN, NEBRASKA 68508 <br />(E) "Nate" means the promissory note signed by Borrower and dated JULY 10 , 2 0 0 9 . <br />The Note states that Borrower owes Lender ONE HUNDRED SIXTY-SIX THOUSAND NINE <br />HUNDRED AND 0 0 / 10 0 Dollars (U. S. $ 16 6 , 9 0 0 . 0 0 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Fayments and to pay the debt in full not later <br />than AUGUST 1. , 2 0 3 9 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(i~ "Riders" means all Riders to this Security Iustrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />[] Adjustable Rate Rider [] Planned Unit Development Rider <br />~ Balloon Rider ~ Biweekly Payment Rider <br />~ 1-4 Family Rider ~ Second Home Rider <br />[] Condominium Rider [] Other(s) [specify] <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(.n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br />NEBRASKA--Single Family--Fannie Mae!Freddie Mac UNIFpRM INSTRUMENT DoCMagiC aoasas-rssz <br />Form 3028 1/01 Page 1 of 11 www.docmagic.com <br />~P ti P <br />Ne3028.docxml <br />