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200500923 (b) All Debts. All present and future debts from Grantor to Lender, even if this Security Instrument is not specifically referenced, or if the future debt is unrelated to or of a different type than this debt. If more than one person signs this Security Instrument, each agrees that it will secure debts incurred either individually or with others who may not sign this Security Instrument. Nothing in this Security Instrument constitutes a commitment to make additional or future loans or advances. Any such commitment must be in writing. In the event that Lender fails to provide any required notice of the right of rescission, Lender waives any subsequent security interest in the Grantor's principal dwelling that is created by this Security Instrument. This Security Instrument will not secure any debt for which a non - possessory, non - purchase money security interest is created in "household goods" in connection with a "consumer loan," as those terms are defined by federal law governing unfair and deceptive credit practices. This Security Instrument will not secure any debt for which a security interest is created in "margin stock" and Lender does not obtain a "statement of purpose," as defined and required by federal law governing securities. (c) Sums Advanced. All sums advanced and expenses incurred by Lender under the terms of this Security Instrument. 3. WARRANTY OF TITLE. Grantor warrants that Grantor continues to be lawfully seized of the estate conveyed by the Security Instrument and has the right to irrevocably grant,, convey and sell the Property to Trustee, in trust, with power of sale. Grantor also warrants that the Property is unencumbered, except for encumbrances of record. 4. CONTINUATION OF TERMS. Except as specifically amended in this Modification, all of the terms of the Security Instrument shall remain in full force and effect. SIGNATURES. By signing, Grantor agrees to the terms and covenants contained in this Modification. Grantor also acknowledges receipt of a copy of this Modification. GRAN odd C�Enck Indi ic9ually Ke ly Enck Individu y Gr y . Roberts Ind Di oberts Individually LENDER: Platte Valley State Bank &Trust Company By ; ( t R Claudia G. Fredricks, Asst. ice President ACKNOWLEDGMENT. (Individual) Q OF �::17_ This instrument was acknowledged before me his day of kfU 41 ZL1b -5 by Todd C Enck , Kelly A Enck , Husband and Wife, Gregory D. Roberts , and Dixi A. Roberts , Husband and Wife. My commission expires: GENERAL NOTARY - &FR ska CLAUDIA GAYS My Comm. Exp. (Notary Public) Todd C Enck Initials Nebraska Real Estate Modification NE/ 4XX28 3440008 1 5 1 00004 5 5 800401 250 5Y °1996 Bankers Systems, Inc., St. Cloud, M F5 N 45E, " Page 2