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1 n t77, xi , 'N F x 4~1.d"4 ~yy FJ ~ I ~iy~i I y, n ~ '~,1+[ :.?FSC!•' r "asI i - .kH ~ r ~ ~¢rn M ~ ~ •^,~'"''~~~fkL yI#~J'„j' T' a - r F ~ w ~ x J c - T1t4,~~ a.Y~ 4 RA" be Snerne,d by federal law, gad is r" o the jtfar< in 4Ach fie Property is located. In the event that my provision or case : of the Security -,kotMaeot cc the tbte conflicts rd th applicable law, such cmMict shall cat affect other provislocs of this Security Instrtment or the Note Which can. be ,gvm effect witwiZ the confLictirg ptadsims, aid to fte end the proviadasrs of this Security Ywawxzt and the No are declared to be a e• E. TRANSFER OF THE PROPUTY; OR A' BENEFICIAL IHl`LeRESY IN BORROWER. Mdforar Cavenen<n.t 17 of the Security Instruiment is aanenrded to toed as follow: 17. Transfer of the Property or a Be:mf cial hate rest in Borrower. If all or any part of the Property or an inert, therein is *old or tsa~feac:id (or if a beneficial inamet in Borr wr is sold air trmrsfwred and Bocrsrrer is not a ramml person) withast toiler's prim written consent, t raoder easy, at Lender's option, dwJare all the sums secured by this Security Instrument to be iemediiately dune and payAAe. ft aver, this option shall not be eawdsed by 1,exader if exercise is not athoriared by Fedeal Law. If Lamar exercises such option to accelerate, IErdear siaall oral Bormuer notice of motion in accordance with pnvgraph 14 hereof- Such notice stall provide a period of not less than 30 days from the date the notice is sailed idthin utdch Borro er uRy pay the ease declared due. If Borrower fails to posy such am pdw to the expitetion of such period, Lender my, without further notice or demand an Borrowier, invoke any remedies peramltted by perch 18 hereof • i+bodthscmxM g a sale or transfer, Borrrower will axt1 xaa to be obligated under the Nate and this Scrasacity Instrument unless Lender `tea released Borrower in tmiting. F. NO FUTURE ADVANCES NonrUniform QYvenant 21 of the Security I xt ("Future Advances") is drleted. G. LOAN CHARGES If the loan; secured by the Security Instrument is subject to a 1w Which sets mom loan charges, and that 12x+ is finally interpreted so that the interest or othe.° lean charges Collected or to be collected in connection uith the lom exceed permitted limits, then: (1) any such lawn charge shall be reduced try the amount necessary to reduce the charge to the pearnitted limits; and (2) any seam already collected from Borrower %4dch exceeded permLtteA limits will be refunded to Borrower. Lender may ct10c se to make this refnrd by re&Cing the principal wed under the Note or by making a direct paymemt to Borrower. If a refund rerivices princi nl, the reduction will be treated as a partial]. Prepayment under the Note. H. LEGISLATION If, after the date hereof, enancbnent or expirattoa -~f apache laws have the effect either of rendering the provisions of the Note, the Security Instrument or this Adjustable Payment RI3er (other torso this paragraph H) unenforceable according ro their terms, or al: or any pert of the scams secured hereby uocoll.ecrabl.e, as odervise provided in the parity Instrument and this Adjustable Payment Rider, or of diminishing the value of Lender's security, then Lender, at Lecder's option, may delrare all sums secured by the Security Ingtzumant to be immediately due and payable. IN W'IINE'S WHEREOF, Borrower has executed cods Ad justWe Payment Rider. (Seal) Roger A. Taylor -Borrower (Seal) - Jean J. Taylor -Borrower (Seal) -Borrower (Sign Original Only) r