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`200500885 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />�r <br />�r <br />r (Seal) <br />T Y L. MILLER - Borrower <br />(Seal) <br />TAMMY J.' MILLER - Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />0071116511 -9701 <br />(& 01/25/2005 Page 14 of 15 01/25/2005 8:22:59 Form3028 1/01 <br />